Send Money to France

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Welcome to our France Money Transfer Guide, where you will learn how to get the best EUR exchange rates when sending money internationally.

If you want to send money to France or from France to another country like Canada, the UK, or the USA, we will show you how to do it simply and cheaply.

The foreign exchange companies listed below have been reviewed and compared so you can rest assured that they will suit your every need.

Best For Money Transfers:

MoneyCorp logo

Has a French website and support

Has an office in France

No transfer fees at all for our readers and preferential exchange rates for referrals

Easy transfers made online with the app

You can make transfers by phone, talking with a personal account manager

Maximum amount for online transfers is £100,000. No limit when you call them

Visit MoneyCorp For Quote

Popular Alternative:

worldremit logo new

Has a French website and support

Doesn’t have an office in France

Dinamic fees structure, starting with 2.99 Pounds per transfer from the UK

Mobile apps for both Android and iOS

They only provide online money transfers by app or desktop

Limits on large transfers depending on the location of the sender and receiver

Visit WorldRemit  –  Free Quote

The Guide’s Topics:

Best Company To Send Money To France

Payment Facility



worldfirst-logoMin. Transfer: £ / € 1000.
Transfer: Online or by Phone.
Wire Fees: None.
Best Rates for £50,000+
Expected Rates* - £50,000+ :
- GBP: 1.1574 EUR to 1.1615 EUR
- CAD: 0.6817 EUR to 0.6841 EUR
- USD: 0.8922 EUR to 0.8954 EUR
WorldFirst Review
transferwise logoMin. Transfer: £ / € 1.
Transfer: Online or using the App.
Wire Fees: Based on amount.
Best Rates for £100-5,000
Expected Rates* - Any Amount:
- GBP: 1.1574 EUR
- CAD: 0.6130 EUR
- USD: 0.8922 EUR
Transferwise Review
currencies-direct logoMin. Transfer: £ / € 100.
Transfer: Online or by Phone.
Wire Fees: None.

Expected Rates* - All Amounts :
- GBP: 1.1399 EUR to 1.1574 EUR
- CAD: 0.6715 EUR to 0.6817 EUR
- USD: 0.8788 EUR to 0.8922 EUR
CurrenciesDirect Review
French BankTransfer fee - 1% (min €18.70 and max €65) + Currency Exchange Fees. Double Or Triple the cost of Commercial FX.

Exchange rate would be approximately *:
- GBP: 1.1399 EUR to 1.1516 EUR
- CAD: 0.6715 EUR to 0.6783 EUR
- USD: 0.8788 EUR to 0.8878 EUR
paypal logo2.9%+ Transfer Fees, and 2.5% more for Currency Exchanges. Quick but expensive.

Exchange rate would be approximately *:
- GBP: 1.1341 EUR or worse
- CAD: 0.6715 EUR or worse
- USD: 0.8788 EUR or worse

* Expected Rates reflect our rate expectations based on our research. We do not guarantee accuracy. For some companies we used a range of rates because they offer wholesale rates for large trades and higher rates for small trades.

Supported Countries & Payment methods

WorldFirst steps up its support more than the previously listed companies by providing native French client account managers. This ensures that you can easily send money to France, no matter what language you are most comfortable with.

WorldFirst offers French-speaking staff and local bank accounts in France so you can quickly complete any kind of transaction.

TransferWise has been disrupting the market for quite some time and has really pushed the P2P money transfer system to regular customers. It also maintains a clear and open relationship with its customers by providing everything up front: exchange rate, fees, total transfer amounts, etc.

In order to get a quote on your desired money transfer, be sure to complete the form on the website.

With Currencies Direct, the situation is pretty much the same because this is also a big corporation, with 18 offices spread around the globe. Be sure to check its website for more information or a free quote.

Important: French is an available language on all these companies’ websites, so be sure to check this option if you are a native French speaker.

Best Company to Transfer Money from France

Service Provider



worldfirst-logoMin. Transfer: £ / € 1,000.
Transfer: Online or by Phone.
Why Them? 75,000+ Active Clients. 100+ Currencies Available. 98% Positive Client Feedback.
WorldFirst Review

Supported Regions & Currencies

Being part of the EU, you can send money to and from any region in France. Our recommended companies are in accordance with all the European countries’ laws and regulations.

Currencies: You can send money in almost any currency with WorldFirst. You can transfer money to countries like the USACanadaAustraliaNew ZealandSouth AfricaIsraelHong Kong, and all the Euro-using countries. It also provides currencies for countries that are more reliable on remittances, such as MoroccoPolandRomania, or Lithuania.

Today’s Foreign Exchange Rates for EUR

GBP to EUR – Pounds to Euro; 10,000 GBP is 11,632.0000 EUR

EUR to GBP – Euro to Pounds; 10,000 EUR is 8,596.9739 GBP

EUR to CAD – Euro to Canadian Dollars; 10,000 EUR is 14,594.9966 CAD

CAD to EUR – Canadian Dollars to Euro; 10,000 CAD is 6,851.6631 EUR

AUD to EUR – Australian Dollar to Euro; 10,000 AUD is 6,160.8864 EUR

EUR to AUD – Euro to Australian Dollar; 10,000 EUR is 16,231.4305 AUD

EUR to USD – Euro to US Dollars; 10,000 EUR is 11,151.7366 USD

USD to EUR – US Dollars to Euro; 10,000 USD is 8,967.2132 EUR

EUR to CHF – Euro to Swiss Franc; 10,000 EUR is 10,996.5612 CHF

CHF to EUR – Swiss Francs to Euro; 10,000 CHF is 9,093.7520 EUR

NZD to EUR – New Zealand Dollar to Euro; 10,000 NZD is 5,749.5070 EUR

EUR to NZD – Euro to New Zealand Dollar; 10,000 EUR is 17,392.7957 NZD

Euro behaviour


In theory, the ECB’s strong independence and current account surplus will lead to a strong euro, but the currency tends to be undermined by poor growth rates and protracted internal divisions.

The European Central Bank (ECB) has a mandate to maintain price stability with an inflation target of close to but below 2.0%, while the euro is protected by bank independence being enshrined in its constitution.

The euro tends to strengthen when the central bank is tightening policy to bring inflation under control, with the currency weakening when the bank is easing policy.

The ECB has added unconventional measures to its arsenal with quantitative easing to buy government and corporate bonds. The ECB has also introduced negative interest rates in an attempt to boost inflation.

The eurozone consistently runs a sizeable current account surplus, which tends to put structural upward pressure on the currency.

The euro tends to be used as a global funding currency given the low-interest rate structure. The currency will, therefore, tend to strengthen when risk aversion dominates, while an optimistic tone surrounding global markets tends to weaken the currency.

The eurozone is comprised of individual countries, and there is no fiscal union. The ECB has great difficulties in setting appropriate policies for all nations, thereby intensifying structural vulnerabilities and making the currency potentially very brittle if international and domestic confidence is compromised.

Is now the best time?

Is now the best time to exchange currencies? Many times we want to protect our savings and even make them work for us by exchanging them in other currencies that perform better. But it all depends on when you do it and how much you will get out of it. For those questions, we decided to help you by providing the following tables with historical data for EUR, GBP, USD, CHF, and JPY.

EUR to GBP rates

EUR / GBP20122013201420152016201720182019

EUR to USD rates

EUR / USD20122013201420152016201720182019

EUR to CHF rates

EUR / CHF20122013201420152016201720182019

EUR to JPY rates

EUR / JPY20122013201420152016201720182019

Wire Money to French Bank Account

The euro is the second most traded currency as well as the second-largest reserve currency in the world (after the U.S. dollar). It is not hard to understand why when we take a look at some simple statistics:

– It is the national currency for 19 countries, unilaterally adopted by three states and nine monetary agreements.

– It is used daily by 337 million people.

– It is pegged by 10 currencies.

Real Estate: Luxury real estate in the French capital is up to 22% cheaper than elsewhere in the country, according to the Knight Frank study, making it a great opportunity for investors. The same study names Paris as “one of the ten worldwide markets to watch in 2015”.

The recent drop of the euro in comparisons with other strong currencies like the British pound or the U.S. dollar has led many foreigners to buy their dream house in France.

Tourism: France is the most visited country in the world, with almost 84 million foreign tourists in 2014. Travel and tourism represent almost 10% of the country’s GDP and 2.9 million jobs (10.9% of employment).

The country has many cities with high cultural interest as well as beaches and seaside resorts, ski resorts, and rural regions known for their beauty and tranquillity (green tourism). On top of all this, France has 37 sites inscribed in UNESCO’s World Heritage List.

Why Send Money From France

Remittances are one of the most significant outbound money flows from France to other countries because of its vastly ethnic population. In 2008, the INSEE estimated that the number of foreign-born immigrants was around 5 million (8% of the population), and their French-born descendants numbered 6.5 million (11% of the population). That means that almost 20% of the population is either first or second-generation immigrants.

France remains the major European destination for immigrants by accepting about 200,000 of them every year.

Having a good company to work with for managing money transfers abroad is essential for many. That’s why we recommend MoneyCorp.

MoneyCorp is a trusted company with a long history in the market and knows very well how to handle the foreign exchange in such a way that it can cater to any client.

Trusted: It is registered under the Autorité de contrôle prudentiel et de resolution (ACPR).

Local: You can find their office at MoneyCorp – Regus, 200 route des Lucioles, Les Algorithmes Aristote A, CS90029, 06901 Biot, France.

Thinking Of Relocating To France?

If you are considering moving to France and living there as an expat, you may find the following information very helpful:

Advantages Of Moving To France:

  • Vacation: It has the highest rate of paid vacation days in the world. Families get one week off per 6–7 weeks of work and the country closes down for vacations in August.
  • Great Transportation: Even small cities in France have extensive transportation that averages less than GBP 1.50 per ride.
  • Great School Schedule: School goes from 8:30 -16:00 with a two-hour lunch break.

Disadvantages Of Moving To France:

  • High Value Added Tax: There is a 19% Value Added Tax on most goods and services.
  • High Housing Tax: 0.2%, which can exceed 5,000 EUR per year.
  • Older Housing: This increases the cost of living by 20% at times due to the need to replace specialised parts of dated housing.

Popular Destinations in France:

Popular cities for business and real estate transactions in France are: Paris, Marseille, Lyon, Toulouse, Nice, Nantes, Strasbourg, Montpellier, Bordeaux and Lille.


How expensive are French banks?

Let’s say things go pear-shaped and once-in-a-lifetime opportunities present themselves. To close the deal, you need to transfer the equivalent of 20,000 GBP across the English Channel. If you do this via BNP Paribas (as of April 1 at 1:40 am GMT), it will cost you approximately 23,500 EUR at the EUR/GBP rate of 0.8532. On the other hand, if you go with a money transfer provider, you’ll get an average price of 0.8610 for an approximate cost of 23,200 EUR – a 300 EUR savings.

How it works

Foreign exchange companies make their money by purchasing large quantities of currency at wholesale prices and reselling them to make a profit margin. However, they keep the margin to a minimum in order to be competitive with other financial institutions, such as banks or remittance companies.

Info needed to send money to France

  • Account Holder’s Full Name;
  • IBAN;
  • Swift Code;
  • Your identity card.

These are the same details needed to open a bank account because the money transfer business is regulated by the European Anti-Money Laundering laws.

Our Company Recommendation:

Regulations for Sending Money to and from France

France has no regulations or currency controls as a member of the single currency eurozone. Transferring money in and out of France is unrestricted for non-residents and residents alike.

In the 1970s, France imposed regulations on transfers in order to protect the fragile franc. All regulations were abolished in 1989, due to the franc’s increasing strength, a decade before the single currency was introduced.

The euro zone’s single payment system for all member states, plus Iceland, Liechtenstein, and Norway has simplified money transfers.

Banque de France

Banque de France (the central bank of France) oversees payment systems to ensure the stability of their financial sector.

The European Central Bank (ECB) sets the single monetary policy.

The Prudential Control and Resolution Authority (Authorité de Contrôle Prudentiel et de Résolution, ACPR) is an independent agency overseen by Banque de France. The ACPR monitors the banking and insurance markets.

Transfer Regulations

Foreign Direct Investments (FDI) in France do not require government approval. However, France has imposed a 0.2% tax on the purchase of shares in publicly traded French firms. This was done to curb potential capital flight from local financial markets but is highly contested within the eurozone.

Transfers over EUR 10,000 to and from non-euro zone countries must be declared to European Union authorities as well as the French authorities.

Taxation on Foreign Income

France has a relatively high tax rate. French residents are taxed on any foreign income.

Non-residents are taxed on any income originating in France. Double tax treaties are in place to provide full or partial relief from incomes already taxed.

Biggest banks in France

    • Crédit Agricole
    • BNP Paribas
    • Société Générale
    • Caisse d’Epargne
  • Banque Populaire

Moving to France soon?

Want to try French cuisine more than once a month? Want to wake up staring at the Eiffel Tower? If so, you may want to move to France for good. But the road to your desired life can be quite tricky because of the cultural differences in particular. That’s why we created the article with the Best French Expat Blogs. To check it out, simply click the image below:

France badge 300We hope that with all the new info found in this article, you will now know how to cheaply send money to France without the hassle of going to the bank and completing a lot of paperwork. Everybody should transfer money to France with ease, and thanks to the FX companies, now you really can.