Send Money To France

France flagWelcome to our France Money Transfer Guide were you will learn how to get the best EUR exchange rates when sending money internationally.

If you want to send money to France or maybe to send money from France to other country like Canada, UK or USA, we will show you how to do it easy and a lot cheaper.

The Foreign Exchange companies listed bellow have been reviewed and compared so you can rest assure that they will suit your every need.

The Guide’s Topics:

Best Company To Send Money To France

Payment Facility



worldfirst-logoMin. Transfer: £ / € 100.
Transfer: Online or by Phone.
Wire Fees: None.
Best Rates for £50,000+
Expected Rates* - £50,000+ :
- GBP: 1.1870 EUR to 1.1906 EUR
- CAD: 0.6889 EUR to 0.6909 EUR
- USD: 0.9277 EUR to 0.9305 EUR
WorldFirst Review
transferwise logoMin. Transfer: £ / € 1.
Transfer: Online or using the App.
Wire Fees: Based on amount.
Best Rates for £100-5,000
Expected Rates* - Any Amount:
- GBP: 1.1894 EUR
- CAD: 0.7003 EUR
- USD: 0.9295 EUR
Transferwise Review
currencies-direct logoMin. Transfer: £ / € 100.
Transfer: Online or by Phone.
Wire Fees: None.

Expected Rates* - All Amounts :
- GBP: 1.1715 EUR to 1.1894 EUR
- CAD: 0.6798 EUR to 0.6902 EUR
- USD: 0.9155 EUR to 0.9295 EUR
CurrenciesDirect Review
French BankTransfer fee - 1% (min €18.70 and max €65) + Currency Exchange Fees. Double Or Triple the cost of Commercial FX.

Exchange rate would be approximately *:
- GBP: 1.1715 EUR to 1.1834 EUR
- CAD: 0.6798 EUR to 0.6868 EUR
- USD: 0.9155 EUR to 0.9249 EUR
paypal logo2.9%+ Transfer Fees, and 2.5% more for Currency Exchanges. Quick but expensive.

Exchange rate would be approximately *:
- GBP: 1.1655 EUR or worse
- CAD: 0.6798 EUR or worse
- USD: 0.9155 EUR or worse

* Expected Rates reflect our rate expectations based on our research. We do not guarantee accuracy. For some companies we used a range of rates because they offer wholesale rates for large trades and higher rates for small trades.

Supported Countries & Payment methods

WorldFirst steps up their support more than the previous listed companies by providing native French client account managers. This way you can be sure that you can easily send money to France, no matter what language you are more comfortable with.

WorldFirst offers French speaking staff and local bank accounts in France so you can quickly complete any kind of transaction.

With Currencies Direct the situation is pretty much the same because they are also a big corporation with 18 offices spread across the world. Be sure to check their website for more info or a free quote.

TransferWise has been disrupting the market for quite some time already and really pushed the P2P money transfer system to the regular customers. And is doing everything by keeping a clear and open relationship with its customers by providing everything upfront – exchange rate, fees, total transfer amounts etc.

In order to get a quote on your desired money transfer, be sure to fill the form available on their website.

Important: French is an available language in all companies websites, so be sure to check this option if you are a French native speaker.

Best Company to Transfer Money from France

Service Provider



worldfirst-logoMin. Transfer: £ / € 1,000.
Transfer: Online or by Phone.
Why Them? 75,000+ Active Clients. 100+ Currencies Available. 98% Positive Client Feedback.
WorldFirst Review

Supported Regions & Currencies

Being part of the EU, you can send money to and from any region in France. Our recommended companies are in concordance with all the European countries laws and regulations.

Currencies: You can send money in almost any currency with WorldFirst. You can transfer money to countries like: USA, Canada, Australia, New Zealand, South Africa, Israel, Hong Kong and all the Euro using countries. But they also provide currencies for countries that are more reliable on remittances like Morocco, Poland, Romania or Lithuania.

Today’s Foreign Exchange Rates for EUR

GBP to EUR – Pounds to Euro; 10,000 GBP is 11,954.0000 EUR

EUR to GBP – Euro to Pounds; 10,000 EUR is 8,365.4007 GBP

EUR to CAD – Euro to Canadian Dollars; 10,000 EUR is 14,415.2585 CAD

CAD to EUR – Canadian Dollars to Euro; 10,000 CAD is 6,937.0938 EUR

AUD to EUR – Australian Dollar to Euro; 10,000 AUD is 7,038.3891 EUR

EUR to AUD – Euro to Australian Dollar; 10,000 EUR is 14,207.7966 AUD

EUR to USD – Euro to US Dollars; 10,000 EUR is 10,704.3667 USD

USD to EUR – US Dollars to Euro; 10,000 USD is 9,341.9819 EUR

EUR to CHF – Euro to Swiss Franc; 10,000 EUR is 10,701.0206 CHF

CHF to EUR – Swiss Francs to Euro; 10,000 CHF is 9,344.9031 EUR

NZD to EUR – New Zealand Dollar to Euro; 10,000 NZD is 6,547.6256 EUR

EUR to NZD – Euro to New Zealand Dollar; 10,000 EUR is 15,272.7121 NZD

Euro behaviour

euro-currency-franceIn theory, the ECB’s strong independence and current account surplus will lead to a strong Euro, but the currency tends to be undermined by poor growth rates and protracted internal divisions.

The European Central Bank (ECB) has a mandate to maintain price stability with an inflation target of close to, but below 2.0% while the Euro is protected by bank independence being enshrined in its constitution.

The Euro will tend to strengthen when the central bank is tightening policy to bring inflation under control with the currency weakening when the bank is easing policy.

The ECB has added unconventional measures to its arsenal with quantitative easing to buy government and corporate bonds. The ECB has also introduced negative interest rates in an attempt to boost inflation.

The Euro-zone consistently runs a sizeable current account surplus which will tend to put structural upward pressure on the currency.

The Euro tends to be used as a global funding currency given the low interest rate structure. The currency will, therefore, tend to strengthen when risk aversion dominates while an optimistic tone surrounding global markets tends to weaken the currency.

The Euro-zone is comprised of individual countries and there is no fiscal union. The ECB has great difficulties in setting appropriate policies for all nations, intensifying structural vulnerabilities and making the currency potentially very brittle if international and domestic confidence is compromised.

Wire Money To France Bank Account

The Euro is second most traded currency as well as the second largest reserve currency in the world (after the US dollar). And it is not hard to understand why when we take a look at some simple stats:

– It is the national currency for 19 countries, unilateral adopted by 3 states and 9 monetary agreements;

– Used daily by 337 million people;

– Pegged by 10 currencies.

Real estate: Luxury real estate in the French capital is up to 22% cheaper than elsewhere in the city, according to the Knight Frank study, making it a great opportunity for investors. The same study names Paris as “one of the ten worldwide markets to watch in 2015”.

The recent drop of the Euro in comparison with other strong currencies like the British Pound or the US Dollar, has led to many foreigners to come and buy their dream house in France.

Tourism: France is the most visited country in the world with almost 84 million foreign tourist in 2014. Travel and tourism represents almost 10% of the country’s GDP and 2.9 million jobs (10.9% of employment).

The country has many cities with high cultural interest as well as beaches and seaside resorts, ski resorts and rural regions known for their beauty and tranquillity (green tourism). On top of all this, France has 37 sites inscribed in UNESCO’s World Heritage List.

Thinking Of Relocating To France?

If you consider moving to France and live there as an expat, you may find the following information very helpful:

Advantages Of Moving To France:

  • Vacation: Highest rate of paid vacation days in the world. Families get one week off per 6-7 weeks of work and the country closes down for vacations in August.
  • Great Transportation: Even small cities in France have extensive transportation that averages at less than 1.50 GBP per ride.
  • Great School Schedule: School goes from 8:30 -16:00 with a two-hour lunch break.

Disadvantages Of Moving To France:

  • High Value Added Tax: 19% Value Added Tax to most goods and services.
  • High Housing Tax: 0.2%, which can exceed 5,000 EUR per year.
  • Older Housing: This increases the cost of living by 20% at times due to the need to replace specialized parts of dated housing.

Popular Destinations in France:

Popular cities for business and real estate transactions in France are: Paris, Marseille, Lyon, Toulouse, Nice, Nantes, Strasbourg, Montpellier, Bordeaux and Lille.


How it works

Foreign Exchange companies make their money by purchasing large quantities of currency at wholesale prices and re-selling them to make a profit margin. But they keep the margin to a minimum in order to be competitive with other financial institutions like the banks or remittance companies.

Info needed to send money to France

  • Account Holder’s Full Name
  • IBAN
  • Swift Code
  • Your identity card

This are the same details needed to open a bank account because the money transfer business is regulated by the European Anti Money Laundering laws.

Our Company Recommendation:

Regulations and for sending money to and from France

France has no regulations or currency controls, as a member of the single currency Eurozone. Transferring money in and out of France is not restricted for non-residents and residents alike.

In the 1970s, France imposed regulations on transfers in order to protect the fragile Franc. All regulations were abolished in 1989, due to the Franc’s increasing strength, a decade before the single currency was introduced.

The Eurozone’s single payments system for all member states, as well as Iceland Liechtenstein and Norway, has simplified money transfers.

Banque de France

Banque de France (the central bank of France) oversees payment systems to ensure the stability of their financial sector.

The European Central Bank (ECB) sets the single monetary policy.

The Prudential Control and Resolution Authority (Authorité de Contrôle Prudentiel et de Résolution, ACPR) is an independent agency overseen by Banque de France. The ACPR monitors the banking and insurance markets.

Transfer regulations

Foreign Direct Investments (FDI) in France do not require government approval. However, France has imposed a 0.2% tax on the purchase of shares in publicly traded French firms. This was done to curb potential capital flight from local financial markets, but is highly contested within the Eurozone

Transfers over EUR10,000 to and from non-Eurozone countries must be declared to European Union authorities, as well as the French authorities.

Taxation on foreign income

France has a relatively high tax rate. French residents are taxed on any foreign income.

Non-residents are taxed on any income originating in France. Double tax treaties are in place to provide full or partial relief to incomes already taxed.

Biggest banks in France

  • Crédit Agricole
  • BNP Paribas.
  • Société Générale
  • Caisse d’Epargne
  • Banque Populaire

Moving to France soon ?

Want to try the french cuisine more than once a month ? Want to wake up staring at the Eiffel Tower ? If so, it means that you want to move to France for good. But the road to your desired life can be quite tricky because of the cultural difference especially. And that’s the reason for which we created the article with Best French Expat Blogs. To check it out, you can simply click the image bellow:

France badge 300We hope that with all the new info that is published in this article, you will now know how to cheaply send money to France without the hassle of going to the bank office and complete a lot of paperwork. Everybody should transfer money to France with ease, and thanks to the FX companies, now you really can.

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