International Money Transfers

World First Money Transfer Review

  • WorldFirst-logo review pageCompany name: World First LTD
  • Service description: Bank to bank international money transfers via online platform or phone.
  • Website address:
  • Website Languages: English, French, Dutch, Japanese and Chinese.
  • Servicing clients: Almost globally but only to corporate clients.
  • Review Summary: WorldFirst has been a leading UK international money transfer specialists for more than 10 years servicing customers very broadly, both in UK and the USA, as well as in the EU, Australia, New Zealand and most of Asia. The company used to service both private and business customers, until it was bought out by a Chinese payments giant which has changed its business model. Nowadays, as you could read more on this WorldFirst review, the company services only business customers – corporations, small businesses and online sellers, in most countries, besides the USA in which the service is unavailable in. Customers who can still use WorldFirst do enjoy the benefit of lower fees than every before with a whooping 0.15% – 0.5% fixed margin on every transfer, cheaper than any other service provider offering international money transfers. The company’s online system is comprehensive, and a multi-wallet account is offered as well to receive payments across the globe. This is an excellent solution for online sellers and businesses.
  • Is World First legit? World First continued care for their customers has led them to win many awards each year from 2009 until today, proving that indeed, they are a legit and trusted company.  You can check them in detail below in this WorldFirst Reviewand in additional articles written about them.
  • Rating: 
  • Recommendation: Great option for corporate clients. As of 10 Feb 2021, they ONLY cater to corporate clients and e-sellers!

View WorldFirst's Excellent Rates and Offering on

WorldFirst Data:

Offices UK, Netherlands, Hong Kong, Australia, Singapore, Japan
Regulation FCA, ASIC, FinTrac, CED
Minimum Transfer £1,000
Max Transfer No limit
Wire Fees None
Exchange Rates Excellent
Press & Awards Many important awards
Sign-Up Online
Trading Online system, app, email, phone
Dedicated dealers Yes
Quality of website Highly informative

View WorldFirst's Excellent Rates and Offering on

World First Video Review


View WorldFirst's Excellent Rates and Offering on

WorldFirst Alternatives – Similar services:

World First Fees:

There are no fees for personal transfers. The only requirement is that the minimum sum for transfers is £1,000*. For business customers, you can agree on a fee structure that reflects how much business you do together but it’s usually between £0 and £15 per transaction. And, for online sellers, there are no fees for transferring funds back to domestic accounts.

*For some exotic currencies, the minimum amount to be transferred is £10.000. This is the list of exotic currencies:

  • Barbados Dollar
  • Botswana Pula
  • Bulgarian Lev
  • East Caribbean Dollar
  • Egyptian Pound
  • Fijian Dollar
  • Indian Rupee
  • Jamaican Dollar
  • Jordanian Dinar
  • Kenyan Shilling
  • Kuwaiti Dinar
  • Malaysian Ringgit
  • Mauritian Rupee
  • Moroccan Dirham
  • Nepalese Rupee
  • Pakistani Rupee
  • Philippine Peso
  • Romanian Leu
  • Russian Ruble
  • Sri Lankan Rupee
  • Taiwan Dollar
  • Trinidad & Tobago Dollar
  • Turkish New Lira
  • Ugandan Shilling

Let’s see how they compare with other firms:

UK to Europe

Europe to UK

UK to Australia

Australia to UK

UK to Canada

Europe to Australia

Australia to USA

The rates presented here are unique for They are purely indicative. They are sensitive to the amount sent. You won’t get the same rates for $10,000 as you do for $100,000. View the full explanation of WorldFirst Exchange Rates here.

Comparison with Similar Companies:

World First Foreign Currency – Supported Currencies:

AED – United Arab Emirates Dirham
ALL – Albanian Lek
AMD – Armenian Dram
ANG – Netherlands Antillean Guilder
AOA – Angolan Kwanza
ARS – Argentine Peso
AUD – Australian Dollar
AZN – Azerbaijan New Manat
BAM – Bosnia Herzegovina Marka
BBD – Barbados Dollars
BGN – Bulgarian lev
BHD – Bahrain dinars
BIF – Burundian Franc
BMD – Bermudian Dollar
BND – Brunei Dollar
BOB – Bolivian Boliviano
BRL – Brazilian Real
BSD – Bahamian Dollar
BWP – Botswana Pula
BYR – Belarusian Ruble
BZD – Belize Dollar
CAD – Canadian Dollar
CDF – Congolese Franc
CHF – Swiss Franc
CLP – Chilean Peso
CNH – Chinese Offshore Yuan
CNY – Chinese Yuan
COP – Columbian Peso
CRC – Costa Rican Colon
CVE – Cape Verde Escudo
CZK – Czech Koruna
DJF – Djibouti Franc
DKK – Danish Kroner
DOP – Dominican Peso
DZD – Algerian Dinar
EGP – Egyptian Pound
ERN – Eritrean Nakfa
ETB – Ethiopian Birr
EUR – Euro
FJD – Fijian Dollars
GBP – British Pound
GEL – Georgian Lari
GHS – Ghanaian Cedi

GMD – Gambian Dalasi
GNF – Guinean Franc
GTQ – Guatemalan Quetzal
GYD – Guyanese Dollar
HKD – Hong Kong Dollar
HNL – Honduran Lempira
HRK – Croatian Kuna
HTG – Haitian Gourde
HUF – Hungarian Forint
IDR – Indonesian Rupiah
ILS – Israeli New Shekel
INR – Indian Rupees
IQD – Iraqi Dinar
ISK – Icelandic Kronur
JMD – Jamaican Dollar
JOD – Jordan Dinar
JPY – Japanese Yen
KES – Kenyan Shilling
KHR – Cambodian Riel
KRW – South Korean Won
KWD – Kuwaiti Dinar
KYD – Cayman Island Dollar
KZT – Kazakhstani Tenge
LAK – Laos Kip
LBP – Lebanese Pound
LKR – Sri Lankan Rupee
LRD – Liberian Dollar
LSL – Lesotho Loti
LTL – Lithuanian Lita
LVL – Latvian Lat
MAD – Moroccan Dirham
MGA – Malagsy Ariary
MKD – Macedonian Denar
MNT – Mongolian Tugrik
MRO – Mauritanian Ouguiya
MUR – Mauritian Rupees
MWK – Malawian Kwacha
MXN – Mexican Peso
MYR – Malaysian Ringit
MZN – Mozambican Metical
NAD – Namibian Dollar
NGN – Nigerian Naira
NIO – Nicaraguan Cordoba

NOK – Norwegian Krone
NPR – Nepalese Rupee
NZD – New Zealand Dollar
OMR – Omani Riyal
PEN – Peruvian Nuevo Sol
PGK – Papua New Guinean Kina
PHP – Philippine Peso
PKR – Pakistan Rupees
PLN – Polish Zlotych
PYG – Paraguayan Guarani
QAR – Qatari Rial
RON – Romanian Lei
RSD – Serbian Dinar
RUB – Russian ruble
RWF – Rwandan Franc
SAR – Saudi Arabian Riyal
SBD – Solomon Islands Dollar
SCR – Seychelles Rupee
SEK – Swedish Kronor
SGD – Singapore Dollar
SLL – Sierra Leonean Leone
SRD – Surinamese Dollar
STD – Sao Tome Principe Dobra
SZL – Swaziland Lilangeni
THB – Thai Baht
TND – Tunisian dinar
TOP – Tongan Pa’anga
TRY – Turkish Lira
TTD – Trinidad and Tobago Dollars
TWD – Taiwan New Dollar
TZS – Tanzanian Shilling
UGX – Ugandan Shilling
USD – United States Dollar
UYU – Uruguayan Peso
VEF – Venezuelan Bolivar Fuerte
VND – Vietnamese Dong
VUV – Vanuatu Vatu
WST – Samoan Tala
XCD – East Carribean Dollar
XOF – Central African States CFA Fra
XPF – French Pacific Franc
ZAR – South African Rand
ZMW – Zambian Kwacha

Visit and Get Special Rates (Exclusive Offer)


Being a company that offers a service that truly serves worldwide customers, WorldFirst has offices in the United Kingdom, Netherlands, Australia, Hong Kong, Singapore, and Japan. This means they have local offices on 3 different continents.

location pinUnited Kingdom

Millbank Tower
21-24 Millbank

location pinNetherlands

UP Office Building
Piet Heinkade 55
1019 GM

location pinHong Kong

Room 3003-3008 30F Chubb Tower
Windsor House 311 Gloucester Road
Causeway Bay
Hong Kong

location pinAustralia

Level 7
33 York Street
NSW 2000

location pinSingapore

6 Shenton Way
OUE Downtown Tower 1 #36-03

location pinJapan

MG Meguro Ekimae
2-15-19 Kamiosaki


In order to be able to take on clients from the most important countries and regions, WorldFirst is regulated by many financial institutions.

World First UK Ltd

World First UK Limited is a UK registered company with number 05022388. World First UK Limited is authorised by the Financial Conduct Authority (“FCA”) as an Electronic Money Institution under the Electronic Money Regulations 2011. Our FCA Firm Reference number is 900508.

World First UK Ltd in Canada

World First UK Ltd is separately registered in Canada with the Financial Transactions Reports Analysis Centre of Canada (“FINTRAC”) as a money service business and is able to provide foreign exchange dealings and money transfer services to customers resident in Canada.

World First Pty Ltd Australia

World First Pty Ltd is regulated by the Australian Securities and Investments Commission (ASIC) AFS Licence number 331945. Australian Company Number (ACN) 132 368 971. Member of the Financial Ombudsman Service membership number 13405.

World First Asia Ltd

World First Asia Limited is registered in Hong Kong as a Limited Company: No 1989650 and is regulated as an Money Services Operator by the Hong Kong Customs and Excise Department, MSO Licence: No 14-02-01352.

World First Asia Pte Ltd

World First Asia Pte Ltd is registered in Singapore as a Limited Company: No 201229924N and is regulated as a remittance business by The Monetary Authority of Singapore (MAS) license: RA No. 01497.

Client’s Reviews of World First:

*Not accepting private clients as of Feb 2021*

World First is one of the most reputable money transfer companies in the world and clients are generally very satisfied with their experiences over there. As a matter of fact, if you look at Feefo or in online forums relating to online sellers or small businesses, you will find more than 1,000 reviews of the firm by existing clients with very high percentages of satisfaction. Those existing customers are not only satisfied with the technological aspect of the company! They are happy to have someone reliable to speak to who ensures them that WorldFirst is safe to use and provides guidance on these topics that many small business owners and private clients don’t know anything about.


World First is one of the first companies that implemented the Two Factor Authentication (2FA) system for its customers. This is becoming the standard among the top companies that deal with sensitive data and especially those in the financial sector. Why? Because 2FA increases the security of your account and reduces the possibility of your account being compromised.

How is 2FA working with my WorldFirst account?

When you want to sign in your WorldFirst account, you will enter as usual your username and password but then, they will send you a 6 digit code to your phone number (the one that you added in your account). You simply need to enter that code to be able to access your account. That’s it.

Mobile App:

WorldFirst has developed one of the best mobile app in the market which can help you make a transfer in less than a minute. But why is it good? The fact is that other companies have mostly an app that features a currency converter and, that’s about it. In order to complete a transfer, you will still need to go online or talk at the phone with an agent.

The app is available for both iOS and Android. With the World First Money Transfer app you can move money around the world using also your smartwatch.

With the WorldFirst app you can :

  • Make a trade in 30 seconds (if you already have your payee set up).
  • Make use of their currency converter (like any other app).
  • Track your payments from sender to receiver.
  • Live rates for all the currencies (so you can know where the market is).
  • Pay by card – Book a rate and pay all in one place.

Worldfirst Android app

Worldfirst iOS app

Press and Awards for World First Ltd UK:

Having a great product or service means that people will talk about it. And the big names in the business sector are talking about WorldFirst with the utmost respect. You can read what some of the biggest news outlets have said about it and other articles where the company has been contributed: Financial Times, Reuters, and The Telegraph.

And with great acclaim come the awards! World First has received many important awards but we will list only a few of them:

  • High Potential Business Award 2016.
  • The Queen’s Award for Enterprise 2016.
  • World First was featured in The Sunday Times International Track 200 (2016, 2017 and 2019).

For updates on the market, economy and especially currency news, be sure to check their blog section because it is regularly updated with great info. Or simply follow their social media accounts on Facebook, Twitter or LinkedIn.

Registration Process:

The registration process is very simple with WorldFirst. The first thing you will have to do is to choose the type of account you need: Personal, Business or Marketplace sellers. For the sake of this tutorial, we will choose the “Personal” profile.

World first signup step 1


The second step is pretty similar to any website where there is a need for account creation – Name, username, password, email, and all that. Pretty straight forward here.

World first signup 2


In the next step, you will need to add more personal details like phone number, date of birth and occupation.

World first signup 3


In step number 4 you will need to provide the details of where you live. Info like city, address, and postcode:

World first signup 4


In order for the company to have a better understanding of your needs and provide the best rates for you, they will want to know what type of transfers you are likely to do, what kind of currency exchanges and so on.

World first signup 5


And that’s it, you have created your account with World First. You should have received an email by now in your inbox. Also, when you log in for the first time, you will be required to set up your 2 security questions, just like you have with your email address.

World first signup 7


Making your first World First money transfer

Again, a very simple and straight forward approach. You will need to enter all the necessary details of the beneficiary on the form. Things like; Beneficiary name, email, address, bank name and address, account number, SWIFT/BIC.

You will need to provide a name for this beneficiary that will be stored into your account. A name that is representative so you can easily identify it and select it for a future money transfer. You can set up multiple beneficiaries in your account and the next time you need to send money to someone you simply select it and make the transfer without the hassle of providing all the details again. Very helpful for those that make many transfers.

The backend

currency exchange chartsYour account dashboard is very clean and intuitive and packed with resources to assist you in every step, any situation. Other tools that can help you decide when to make the most out of your money (especially if want to send money overseas) are provided in your account interface. For example, a historical currency exchange chart that can be customised according to your needs – you can choose the currency you are interested in and the period of time to show. This way you can see the fluctuations of a certain currency in the past 3 days or 1 month or even 1 year. A very good tool for when you need to make a large money transfer overseas.

News and Articles

youtubeAt the bottom of your account you will see a ‘News’ section where they have listed the latest news and articles posted on their blog about the market and finance in general. Very useful information that will prepare and give hints to those that are interested in buying properties overseas, investing or simply sending money abroad.

Not keen on reading the material? Not a problem, every item of news or article is commented and detailed upon in their daily videos posted on their Youtube channel. So grab a cup of coffee and listen to the most important market news provided by a WorldFirst specialist.


World First provides support for every client by providing a dedicated account manager for every account. If you don’t find an answer to your problem in their FAQ section, be sure to give them a call or email at the info provided in your account. If you don’t know where to find it, check the image below:



World First is our first recommendation for anybody that needs to make money transfers locally or abroad. It has a perfect score of 10/10 from us. It’s a great all-around service and we are sure that you will love it as well. The only drawback is they can’t make international money transfers USA.

We tried to add everything you need to know in this World First money transfer review. From fees, currencies, accepted countries, apps, and security, to step by step tutorial on how to open an account with the company. If you need to more info about a certain aspect of their service, be sure to contact us or the company directly.

Try Worldfirst for Free!

Visit and Get Special Rates (Exclusive Offer)